Remember Your Credit Report

It is a common occurrence that prospective tenants submit an application and forget to obtain their credit history report. This can cause delays and may even result in you missing out on the property if another applicant has supplied all that is needed to process the application. As managing agents, it is our responsibility to gather as much information as possible about the applicant and to secure a tenant in the quickest possible time frame. As a part of the application criteria we require a current credit history report from each applicant.

When a Real Estate office requests a credit report on an individual, the credit report may include the following information:

Consumer Credit Record

General Information
A consumer is entitled to record comments on their credit file pertaining to information held in the file
Consumer Credit Defaults
A record of any consumer defaults lodged with TCS for collection in the past 5 years, whether the account has been paid, and if so, whether the account was paid voluntarily or as a result of legal action.
Consumer Credit Enquiries
An enquiry is recorded each time a consumer credit report file is accessed. Past enquiries are a valuable history of credit activity.

Public Record

Public record information is information obtained from public information sources. Information in this section includes:
Bankruptcy/Insolvency history
Default Information
A record of other default information known to TCS including all Claims issued for debt in the Tasmanian Courts
Securities
Details of known securities lodged against a subject, including Bills of Sale and Debentures.

When applying for a credit history report you will need to supply the following information:

Details used to identify yourself:
Full name (and any known alias names), Sex and Date of Birth or
Business/Company name and Registration Date
Last two known addresses
Employer, or occupation if self employed.

To obtain a credit history report you can contact Tasmanian collection Services at:

Launceston

27 Brisbane Street, Launceston
PO Box 525F, Launceston 7250, Tasmania
Ph (03) 6332 1355
Fax (03) 6334 1207
Email launceston@tascol.com.au

Hobart (Head Office)

29 Argyle Street, Hobart
PO Box 814H, Hobart 7001, Tasmania
Ph (03) 6213 5555
Fax (03) 6234 2988

Burnie

33a Wilmot Street, Burnie
PO Box 355, Burnie 7320, Tasmania
Ph (03) 6430 3755
Fax (03) 6431 7905
Email burnie@tascol.com.au

Devonport

68 Rooke Street, Devonport
PO Box 241, Devonport 7310, Tasmania
Ph (03) 6421 0855
Fax (03) 6424 8832
Email devonport@tascol.com.au